Backed by a 5-star rating and nearly 30 years of service, our family-operated dealership is proud to announce that we are the winners of the 2026 OIADA Quality Dealer of the Year.

We only need the following things from you to get you driving! 2 Most Recent Paystubs Proof of checking - Bank statement Proof of Residence Trade title & lien release, if you're trading in a vehicle If self-employed 3 months bank statements Valid ID

My credit is awful

Can You Really Help Me?

Magic City Motorcars Can Work With You And Get You Into A New Car! Regardless Of Your Past, Magic City Motorcars Can Work With You And Get You Into A Vehicle! We Specialize In Working With People Who Deal With The Following: Bankruptcy Low Credit No Credit Repossession and more

I need help getting a car loan

Will I Be Approved?

We work with applicants throughout the whole process to make sure they get approved! In many cases, we are the bank, so we have a lot of flexibility and solutions for every type of credit no matter how bad. Many other lenders can't say that! We hold our standards high to get you approved to make sure you have the best experience applying for an auto loan online. We are the dealership not a referral service, you are working directly with the financial source, we are not a middle man, like many of our competitors. See our inventory.

I need a car now!

How Long Does It Take?

Our application only takes a few minutes to complete. All we need is a little bit of your information so we can offer the best possible solution for you. After the application is filled out and submitted, you could hear back within minutes! Our team has you covered no matter what your credit situation. After you speak to a representative about your options for financing, it won't be long before you pick up the keys to your car. Many of our customers have driven their vehicle home the same day they applied.